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    Home Caregiving Grant: Complete Application Guide

    7 min readPublished on 22 December 2025
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    The Home Caregiving Grant (HCG) provides cash support to families caring for loved ones with permanent moderate disability at home. With grants of $250 to $400 per month, HCG can help offset caregiving costs. This guide explains who qualifies and how to apply.

    What is the Home Caregiving Grant?

    The Home Caregiving Grant is a monthly cash payout to support families who care for loved ones at home instead of in nursing facilities. It recognizes that home-based care benefits both seniors and the healthcare system while easing the financial burden on families.

    Grant Amounts

    <strong>$400/month</strong> for lower-income households (PCHI ≤$1,200)<br/><strong>$250/month</strong> for middle-income households (PCHI $1,201-$2,800)

    Eligibility Requirements

    Both the care recipient and the caregiving household must meet specific criteria to qualify for HCG.

    What are ADLs?

    Activities of Daily Living (ADLs) include: washing, dressing, feeding, toileting, walking, and transferring. A doctor will assess the care recipient's ADL needs.

    • Care recipient must be a Singapore Citizen
    • Must have permanent moderate disability (requires help with 3+ ADLs)
    • Must be living in the community (not in residential care facility)
    • Caregiver must be a family member, relative, or friend
    • Must not be receiving other home-based care subsidies that overlap

    Income Criteria (PCHI)

    HCG uses Per Capita Household Income (PCHI) to determine eligibility and grant amount. PCHI is calculated by dividing total household income by the number of household members.

    PCHI Calculation

    PCHI = Total Monthly Household Income ÷ Number of Household Members<br/>Example: $6,000 income ÷ 4 members = $1,500 PCHI (eligible for $250/month)

    • PCHI ≤ $1,200: Eligible for $400/month
    • PCHI $1,201 - $2,800: Eligible for $250/month
    • PCHI > $2,800: Not eligible for HCG
    • Annual Value of home ≤ $21,000 (for $400 tier)

    How to Apply

    Application for HCG involves a needs assessment and income verification. The process typically takes 4-6 weeks.

    Documents Needed

    Prepare: NRIC copies (caregiver and recipient), income documents (payslips, NOA), proof of address, and any existing medical assessments.

    • Step 1: Contact AIC at 1800-650-6060 or visit aic.sg to request an assessment
    • Step 2: An assessor will evaluate the care recipient's ADL needs
    • Step 3: Submit income documents and household information
    • Step 4: Complete the e-FASS (electronic Functional Assessment) if required
    • Step 5: Receive approval notification and disbursement details

    Receiving Your Grant

    Once approved, HCG is paid monthly into the nominated bank account. The grant is subject to annual review to ensure continued eligibility.
    • Payment is made monthly via GIRO or PayNow
    • Grant amount may be reviewed annually
    • You must inform AIC of any changes in circumstances
    • Grant stops if care recipient enters residential care

    Combining with Other Support

    HCG can be used alongside other government subsidies to maximize support for your family.

    One-Stop Application

    When you apply for HCG, you may also be assessed for other subsidies you qualify for. The social worker will advise on all available support.

    • Caregiver Training Grant (CTG): $200/year for training
    • Seniors' Mobility and Enabling Fund (SMF): Equipment subsidies
    • Foreign Domestic Worker (FDW) Levy Concession
    • Home Modification Subsidies (EASE programme)
    • MediSave for approved home care services

    Key Takeaways

    • 1HCG provides $250-$400/month for home-based caregiving
    • 2Care recipient must need help with 3+ Activities of Daily Living
    • 3Income eligibility based on PCHI (up to $2,800)
    • 4Apply through AIC hotline 1800-650-6060 or aic.sg
    • 5Can be combined with other subsidies like CTG and SMF

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